Loan Self-Certification Information

EAC asks that you first complete the current year FAFSA® Application  prior to inquiring or accepting a private loan.   By using our Cost Calculator, you will be able to get an idea of how much financial aid you could be eligible for prior to  applying for a private educational loan.  Private loans are offered by a variety of lenders and carry a range of terms and conditions based on your credit.   Students are encouraged to  carefully compare the terms  before considering which one best meets their particular needs.

Will I need a private education loan?

Eastern Arizona College has one of the lowest tuition costs in the state, and most of our students leave with little to no debt.  We feel a student should not be burdened with additional debt for their education.  Although you don’t have to apply for federal financial aid before applying for a private loan, you should consider it the first option.  Private loans  can carry interest rates and fees.  These loans are based on your credit rating and debt-to-income ratio (not financial need) and can sometimes require a co-signer.  We encourage students to carefully compare the terms of a few private loans before considering which one best meets their particular needs.

For Students who have submitted their FAFSA®, and have inquired with a service provider concerning a private educational  loan:

School Information:  Eastern Arizona College (001073), 615 N. Stadium Ave. Thatcher, AZ 85552

Period of Enrollment Dates for the current school year can be found at Important Dates for the 2023-2024 Academic Year

  • Send the completed , signed form to your loan institution